No Credit Check – Payback over 120 days. You just have to fill up a form here, and we do the rest! We guarantee a professional, confidential, fast and secure service.
The best way to borrow money in Canada
What people say about our fast Credits services
Chris Campbell
Great Experience
I always have a fabulous experience with CreditMe.ca I highly recommend them to all my family, friends and Fans!
Kathy Richardson
Always amazing !!
Fast friendly amazing theirs so much more I could say but hey just give them a call and see for yourself
Simon Kuliktana
Your customer service was great!
service is great and quick response only wish amounts could be raised a bit more with customers good ratings
James Johnson
Excellent customer service
They were always there when I needed the extra funds.
Dianne Harris
Quick and so easy
Quick and so easy. I love dealing with CreditMe.ca
Sandip Sehdeve
Very helpful.
Quick, easy and pleasant to deal with. A great experience!
Thomas Mortimore
Great service and fast and great rates
Thank you for the nice review Thomas!
Nicole Tremblett
Wonderful Customer Service
It’s so easy and convenient
Tracey Schofield
Simple and easy.
Very easy and way better then payday Credit recommend to everyone
Shannon Hills
Always friendly and helpful.
THE SERVICE WAS PROMPT,PROFESSIONALÂ I WOULD HIGHLY RECOMMEND Credit ME TO ANYONE.
Sandie Tecson
The service was good and efficient.
Fast and easy to follow service and transfer of funds
PAY BACKÂ YOUR Credit OVER 3 MONTHS OR MORE
Flexible payment schedule: 3, 6 or 12 installments
Thanks to Our Flexible Payment Schedule, We Are The Substitute for traditional Credits. We Cater to Your Needs. We Adapt our Repayment Schedule to Your Pay Frequency.
The best way to borrow money in Canada
Credit Me is Transparency. All Fees Are Disclosed Up-Front
Annual Interest Rates
Annual interest rate of 18,99% annual Percentage Rate (APR), .
minimum and maximum period for repayment: minimum 100 days and maximum 145 days for repayment
Example of the total cost of the Credit, including all applicable fees: 500$ will cost you around 750 $ with 6 bi-weekly repayments of 124.97$.
This example is given as an example only and considers that the initial withdrawal has been entirely refunded to the credit facility before using another credit amount.
Installment calendar
We determine your minimum payments together, after having looked at your financial capacity to repay and the time during which you want to make installments**. Membership fees are applicable as long as there are used funds on the credit facility.
In Case of Default
NSF: A fee of twenty five dollars ($25.00) will be charged for bounced cheques and also charged in the case of bounced pre-authorized payments. Your financial institution will also charge you an NSF fee for any bounced payments.
Deferral of Payment:Â If the debtor would like to defer a payment to later than the date agreed upon in the original agreement, no administration fees will be charged. In order to defer a payment, you must inform us at least 72 business hours before the date of collection.
Credit score and financial support
Our business model complies to Canadian legal norms. If a particular situation arises during your use of the credit facility, our service department is there to help you out with payment deferrals, making modifications or other needs you might have.
The transactions made on your credit facility do not affect your credit score in a positive or negative way, because we don’t communicate with the credit bureaus.