The best way to borrow money in Canada

No Credit Check – Payback over 120 days. You just have to fill up a form here, and we do the rest! We guarantee a professional, confidential, fast and secure service.

NO CREDIT CHECKS

INTERAC E-TRANSFER WITHIN THE SAME HOUR*

LOW INTEREST RATE, EVERY ONE IS HAPPY

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FAST CreditS APPROVAL

92% of Customers receive a Credit request answer within the same day when applying during business hours
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PAPERLESS ONLINE CreditS

Fill in Your Information & Fill up Your Bank Account
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NO CREDIT CHECK CreditS

Same day deposit

APPLY NOW !

What people say about our fast Credits services

PAY BACK YOUR Credit OVER 3 MONTHS OR MORE

Flexible payment schedule: 3, 6 or 12 installments

Thanks to Our Flexible Payment Schedule, We Are The Substitute for traditional Credits. We Cater to Your Needs. We Adapt our Repayment Schedule to Your Pay Frequency.

The best way to borrow money in Canada

Credit Me is Transparency. All Fees Are Disclosed Up-Front

No Wait

Complete the secure online Credit application in minutes. No documents are required. Be instantly approved and receive an e-transfer within 5 minutes after electronically signing your contract. Even on weekend and Holidays!

No Paperwork

Apply from the comfort of your home – no more faxing documents or waiting in line. The instant online payday Credit process is flexible and convenient.

Get Approved

Simply fill an easy online application and you can be instantly approved for your cash. Get the repayment schedule that suits your needs with 1, 2 or 3 installments.

Flexpay Repayment

We give you the option to repay your Credit in one, two or three equal payments while paying the same interest fee!

Annual Interest Rates

Annual interest rate of 18,99% annual Percentage Rate (APR), .

minimum and maximum period for repayment: minimum 100 days and maximum 145 days for repayment
Example of the total cost of the Credit, including all applicable fees: 500$ will cost you around 750 $ with 6 bi-weekly repayments of 124.97$.

 

This example is given as an example only and considers that the initial withdrawal has been entirely refunded to the credit facility before using another credit amount.

Installment calendar
We determine your minimum payments together, after having looked at your financial capacity to repay and the time during which you want to make installments**.  Membership fees are applicable as long as there are used funds on the credit facility.

 

 

In Case of Default

NSF: A fee of twenty five dollars ($25.00) will be charged for bounced cheques and also charged in the case of bounced pre-authorized payments. Your financial institution will also charge you an NSF fee for any bounced payments.

Deferral of Payment: If the debtor would like to defer a payment to later than the date agreed upon in the original agreement, no administration fees will be charged. In order to defer a payment, you must inform us at least 72 business hours before the date of collection.

Credit score and financial support
Our business model complies to Canadian legal norms.  If a particular situation arises during your use of the credit facility, our service department is there to help you out with payment deferrals, making modifications or other needs you might have.

The transactions made on your credit facility do not affect your credit score in a positive or negative way, because we don’t communicate with the credit bureaus.